• The Original Dedicated Payday Loan Claims Specialists.

    A proven track record obtaining payday loan compensation since 2013.

    Unaffordable payday or high cost short term loans? We can help where:

    • You rolled over payday loans month after month
    • You paid off loans in full each month but promptly re-borrowed
    • You were trapped in a payday loan or high cost short term loan cycle
    Allegiant Finance Payday Loan Reclaim Specialists

The Long Established, Leading Payday Loan Compensation Claims Company.

Payday Loan misery is a serious issue. If you have payday loan debt caused by repeat, unaffordable borrowing, we can help.

Payday loans and latterly high cost, short-term “flexible” loans have increased in popularity in the last two to three years. During the recent financial crisis, many hardworking people have struggled to find ways to meet their day to day living expenditure and had difficulty obtaining more conventional forms of credit.

Many consumers are surprised to hear they could recover fees and charges paid to payday loan and high cost, short-term loan lenders. In truth, a significant minority of hard-working consumers stuck in loan traps have been abandoned by Claims Management Companies and mainstream consumer websites who focus on PPI and Packaged Bank Account claims for the masses.

At Allegiant, we were proud to be the first Claims Management Company to become dedicated to both payday loan and high-cost, short-term claims back in 2013. We are true pioneers in this area. Often copied, never bettered.

The Payday Loan & High Cost, Short Term Loan problem

Lenders have always had a duty to lend affordably (even before the recent tightening of FCA rules). The problem is obvious; payday loans and high cost, short-term loans are expensive, so many consumers would only turn to them having exhausted credit facilities with banks and credit card issuers. However, once the payday loan pt high cost, short term loan came to be repaid on payday, vulnerable consumers found themselves needing to reborrow or take out a fresh loan. This pattern of month on month borrowing meant that consumers could end up paying thousands of pounds to lenders operating in this area, compounding their financial trouble. Certain lenders were not assessing affordability at rollovers or the granting of new, repeat borrowing facilities, and in turn profited unfairly. If this happened to you, we can help.

Putting Things Right

Seeking redress shouldn’t be intimidating, but we know it can be. If you’re entitled to a payday loan refund, we’ll establish the facts and present your case.

✓ We look after payday loan claims, and only payday loan claims – this is our specialty (for you, this simply means that you’re in safe, experienced hands)

✓ We make the payday loan claims process as fast and simple as it can be – handled online or by telephone, you won’t ever have to face the payday loan lender or their representatives

✓ We are regulated by the Claims Management Regulator – as legally required.

✓ We provide a completely transparent no win, no fee service at a better value rate than our main competitors.

✓ Due to careful case selection and our understanding of the elements of a good claim, we have great success rates.

Please take a look around our site to learn more about us and the claims process.

Our Mis-Sold Payday Loan Claims Procedure

  1. Pre complaint investigation and analysis

    Pre complaint investigation and analysis

  2. Formal mis-selling complaint made

    Formal mis-selling complaint made

  3. Response analysis & negotiation

    Response analysis & negotiation

  4. Referral to Financial Ombudsman Services

    Referral to Financial Ombudsman Services

Our Process

Widely Regarded as Leaders in Payday Loan Claims

  • A Trusted Name

    A Trusted Name Allegiant Finance Services Ltd is widely regarded as an original pioneer in the payday loan claims management market.

  • Friendly & Experienced Advisors

    Friendly & Experienced Advisors Contactable by email or phone, whichever you prefer.

  • Confidential & Discreet

    Confidential & Discreet We will only correspond with you and keep your details secure. We’ll never sell your data.

  • Proven Track Record

    Proven Track Record We've been claiming payday loan refunds since 2013

  • Online Application

    Online Application Full online application process. Receive an automated decision on whether we can take on your claim

  • Better Value No Win No Fee Service

    Better Value No Win No Fee Service Better value than our major competitors & a true No Win No Fee service (cancellation fees may apply)

Apply Online